Date: 2008-08-02 01:19 am (UTC)
It's so you know just what to say when the surgeon asks you certain kinds of questions.

"While I'm in there, would you like me to work on your vocal chords so you can get that deep voice you've always wanted?"
"Hmm, I'm afraid not, that doesn't sound medically necessary."

"So, would you like me to sew you back up when I'm done?"
"I don't know, is that medically necessary?"
"Yes it is."
"If you don't mind, can I get that in writing?"

Also, now is not the right time to quit your job, thus disqualifying yourself.

I've heard that an all-too-common scenario when someone gets really sick or seriously injured is that they are in the hospital for so long that their sick leave and vacation run out and finally they are let go and thus without insurance. (And now their problem is "pre-existing." And so then they end up spending all their money and then going bankrupt.) This idiotic form letter is some lawyer's idea of a good way to protect the insurance company from angry patients.
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